Boat & Personal Watercraft Insurance

Make sure your boat can stay in the water by obtaining the proper boat insurance coverage today.

Important details include:

  • Collision Insurance
  • Liability Insurance
  • Medical Coverage
  • Towing and Assistance Costs

Make your leisure time on the water is as stress free as possible. Call us before heading out on the water so we can make sure you’re protected.

Why do you need Boat & Watercraft Insurance?

Boating accidents are reported to cost $52 million dollars worth of property damage by the US Coast Guard. Attributing factors are:

1. Human Error
2. Weather and Environment
3. Equipment and Machinery Failure

Driving a boat is accompanied with risks. The US Department of Transportation reports:

Almost 70 percent of all reported accidents include factors under the control of the boat operator.

Primary causes of accidents are the operator’s lack of attention, recklessness, lack of experience, speed, and improper lookout.

Eighty-four percent of all boating fatalities happened on a boat where the operator had not completed a boating safety education course.